Legacy Bank FX & Wire Desk vs Revolut Multi-Currency Account: TCO & CSV Schema
12〜36ヶ月の総所有コスト（初期移行コスト含む）を無料で試算。年払い割引とマルチカレンシー決済の最適化を組み合わせ、ブラウザ内で安全にCSVヘッダーをマッピングできます。
1. 総所有コスト (TCO) ＆ コスト最適化シミュレーター
利用規模、請求サイクル、初期移行コストを設定して試算
Wise Business charges €0 monthly subscription (€50 one-time setup) and a variable 0.43%–0.65% conversion fee from €1. Revolut Business Grow (€35/mo) and Scale (€90/mo) include €15k and €60k weekday 0% FX allowances respectively, charging 0.6% above allowance and 1.0% on weekends.
| €15,000/mo Weekday FX | ~€97/mo (Wise ~0.65% fee) | €35/mo (Revolut Grow — within €15k allowance) |
| €50,000/mo Weekday FX | ~€325/mo (Wise ~0.65% fee) | €90/mo (Revolut Scale — within €60k allowance) |
| €100,000/mo FX (40k above Scale) | ~€550/mo (Wise volume tier) | €330/mo (Revolut Scale €90 + 0.6% on €40k excess) |
Pricing Methodology Note: Because SaaS vendors often price via stepped tiers, email/contact brackets, or variable credit bundles, use the editable $/unit inputs and Credit Multiplier above to match your exact contract quote. Verify published tier rules at Revolut Multi-Currency Account Official Pricing & Docs ↗.
2. ローカルCSVヘッダーマッパー
Tabular CSV Headers OnlyLegacy Bank FX & Wire Desk から出力したCSV列名をブラウザ内で Revolut Multi-Currency Account 形式に変換します（※CSVのヘッダー行のみを変換します）。
⚠️ Import Readiness & Consent Warning: Renaming CSV column headers does NOT make a file automatically import-ready. Custom attributes must be created in the target platform first, and unsubscribed/opt-out lists must be verified separately to preserve GDPR consent status. Does not convert JSON workflow blueprints.
| Source (Legacy Bank FX & Wire Desk) | Target (Revolut Multi-Currency Account) | Field Type / Note | |
|---|---|---|---|
| Payee_Name | → | name | Documented System Field |
| IBAN_Account | → | accountNumber | Documented System Field |
| BIC_SWIFT | → | legalType | Documented System Field |
| Invoice_Amount | → | amount | Documented System Field |
| Currency_Code | → | currency | Documented System Field |
✅ Revolut Multi-Currency Account への移行が適している場合
- Your primary cost driver is Traditional bank FX spreads vs Revolut Business FX tiers (0% within allowance M–F, 0.6% over-allowance, 1% weekend surcharge) and your monthly volume exceeds the break-even threshold shown above.
- Your team can complete CSV data import and staff onboarding within your budgeted switching cost without disrupting active workflows.
- You have verified that Revolut Multi-Currency Account's current plan tier supports your required integrations and regional compliance rules.
✋ Legacy Bank FX & Wire Desk を継続すべき場合
- Your one-time migration, custom API re-engineering, or staff retraining costs exceed the 12-to-24 month subscription difference.
- You are locked into a multi-year agreement on Legacy Bank FX & Wire Desk with early termination penalties.
- Your workflow depends on custom legacy plugins that are not yet supported by Revolut Multi-Currency Account.
3. Technical Sensitivity Benchmark: Legacy Bank FX & Wire Desk vs Revolut Multi-Currency Account
Schema Columns Mapped: 5 fieldsThe table below models 12-month Total Cost of Ownership across three volume tiers for Monthly International Volume (€/$) (including a baseline $150 one-time switching cost on the alternative plan). For credit-heavy or non-linear tier plans, use the interactive Credit Multiplier above.
| Volume Scenario (Monthly International Volume (€/$)) | Current (Legacy Bank FX & Wire Desk) | Alternative (Revolut Multi-Currency Account) | 12-Mo Net TCO Outcome |
|---|---|---|---|
| Low Scale (0.5x) (4,250 Monthly International Volume (€/$)) | $186/mo ($2,232/yr) | $36/mo ($582/yr incl. $150 switch) | +$1,650 net reduction |
| Default Baseline (1.0x) (8,500 Monthly International Volume (€/$)) | $348/mo ($4,176/yr) | $61/mo ($882/yr incl. $150 switch) | +$3,294 net reduction |
| High / Enterprise Scale (2.5x) (21,250 Monthly International Volume (€/$)) | $832/mo ($9,984/yr) | $138/mo ($1,806/yr incl. $150 switch) | +$8,178 net reduction |
よくある質問 (FAQ) とTCO算出ロジック
How is Total Cost of Ownership (TCO) calculated between Legacy Bank FX & Wire Desk and Revolut Multi-Currency Account?
SwitchBridge models Legacy Bank FX & Wire Desk (illustrative base $25/mo + $0.038 per Monthly International Volume (€/$)) against Revolut Multi-Currency Account (base $10/mo + $0.006 per Monthly International Volume (€/$)), adding one-time switching costs and billing cycle adjustments. At a sample scenario of 8500 Monthly International Volume (€/$), estimated monthly costs are ~$348/mo vs ~$61/mo before switching expenses.
How do I map Legacy Bank FX & Wire Desk CSV headers to Revolut Multi-Currency Account import format?
Exported Legacy Bank FX & Wire Desk CSV columns (Payee_Name, IBAN_Account, BIC_SWIFT, Invoice_Amount, Currency_Code) map to Revolut Multi-Currency Account target columns (name, accountNumber, legalType, amount, currency) using the local browser CSV header mapper above. Custom attributes must be defined in Revolut Multi-Currency Account prior to import.
Is SwitchBridge free compared to paid SaaS deal clubs?
Yes. Unlike gated SaaS clubs that charge $199–$499/year for membership, all 61 SwitchBridge TCO calculators and local CSV schema mappers are 100% free ($0 forever) and require no account registration.
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